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If Canada has a celebrity economist, it’s Sherry Cooper, whose high profile forecasts for BMO were required reading throughout the 1990s and 2000s. The Baltimore native began her career at the Federal Reserve Board and Fannie Mae in the U.S., before moving to Canada in 1983 to work for the brokerage firm Burns Fry (later acquired by Bank of Montreal). In 2013, Cooper stepped down from BMO—at 62, many assumed she was retiring. But Cooper, who has a new platform as chief economist with mortgage broker Dominion Lending Centres, is on a mission to demystify the turbulent housing market for Canadian consumers.

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